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We share what we learn from helping businesses navigate their financial landscapes. Each article reflects actual situations we've encountered.
Last month, I met with a manufacturing client who looked profitable on paper but was struggling to pay suppliers. Their balance sheet showed growth, yet their operating account was constantly tight. This disconnect is more common than you'd think.
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Growth can drain your liquidity faster than losses sometimes. Sounds weird, right? But when businesses scale quickly, they often tie up cash in inventory and receivables before seeing returns. Here's what we've seen work.
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This ratio intimidates a lot of business owners. But honestly, it's just about balance. Too much debt creates pressure, but too little might mean you're not investing in growth. The sweet spot varies by industry and stage.
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Torben Falkenbach has been analyzing business finances across Canberra for twelve years. He's noticed patterns that appear months before serious cash problems hit.
Most businesses don't wake up one day in a liquidity crisis. The signs show up gradually—paying invoices later than usual, relying more on overdrafts, postponing equipment upgrades. These seem minor until they're not.
The good news? Early recognition gives you options. Waiting until the crisis hits removes most of them.
Explore Our ProgramsOur content focuses on practical financial analysis that actually helps business owners make decisions. No theory for theory's sake.
Keeping your business liquid enough to operate smoothly while investing for growth. It's a balance worth getting right.
Understanding your long-term financial health. Can your business sustain itself through different market conditions?
Real situations from businesses we've worked with—what worked, what didn't, and why. Names changed, lessons intact.
Those numbers on your financial statements? They tell stories when you know how to read them. We translate.
Methods and frameworks you can actually use. We share tools that have proven helpful in our own analysis work.
Regular observations about financial patterns we're seeing across industries. What's changing, what's staying the same.